Welcome To 12k & Under Motors

We Specialize in Bankruptcy's Both 7 & 13









































Bank Financing For all

12k and Under Motors specializes in Auto Loan Financing for excellent credit to poor credit and everything in between. Bankruptcy, Foreclosure, Divorce, Collections, Charge offs; no problem!  We will help our customers in the process of rebuild 12k and Under Motors specializes in Auto Loan Financing for excellent to poor credit and everything in between. Bankruptcy, Foreclosure, Divorce, Collections, Charge-offs are all no problem!  We help our clients step-by-step through their credit rebuilding process. All while offering a wide variety of hand-picked pre-owned  CARS, TRUCKS, SUVs, and VANs. We can cater to anyone's price range with our selection of vehicles to work within everyone's budget. Whether you're looking for a fully loaded luxury vehicle, a work vehicle, sports car, gas-saving vehicle or just a good point A to B reliable vehicle, 12k and Under Motors is the place to shop. We have the Knowledge, the ability, and the desire to help you achieve your vehicle needs and wants!


Welcome to 12k and Under Motors

12K and Under Motors made its home in Nicholasville, KY, right outside of Lexington. Conveniently located just up the road from other great places like the Fayette Mall, the Summit, and Brannon Crossing. We did this with our clients in mind. Because we know your time is valuable and we treat the time and needs of each individual customer with the utmost respect. We know as a consumer you have high expectations and multiple choices of dealerships to do business with. As a dealership, we enjoy the challenge of meeting and exceeding those expectations each and every time and standing out above all other dealerships. Allow us to demonstrate our commitment to excellence while saving your time and energy during your vehicle buying experience today!

12k and Under Motors in Nicholasville, KY treats the needs of each individual customer with paramount concern. We know that you have high expectations, and as a car dealer we enjoy the challenge of meeting and exceeding those standards each and every time. Allow us to demonstrate our commitment to excellence!

Our experienced sales staff is eager to share its knowledge and enthusiasm with you. We encourage you to browse our online inventory, schedule a test drive and investigate financing options. You can also request more information about a vehicle using our online form or by calling 888-619-0119.

If you don't see a particular vehicle, click on CarFinder and complete the form. We will gladly inform you when a matching car arrives. If you'd like to see a vehicle in person, click on Dealership: Directions for step-by-step driving instructions to our site, or give us a call. We look forward to serving you!